commercial package INSURANCE

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FAQs

for Commercial Package Insurance for Real Estate Portfolios

  • Commercial Package Insurance (CPI) is a customizable insurance solution that bundles multiple types of coverages—such as property, liability, and more—into a single policy. It's designed to provide broad, cost-effective protection for businesses with complex needs, such as real estate investment portfolios.

  • Our Commercial Package Insurance is ideal for:

    • Real estate investment portfolios

    • Bank-owned (REO) property portfolios

    • Trust and estate property portfolios

    • Property management companies overseeing multiple locations

  • We offer flexible coverage for a variety of property types, including:

    • Single-family rentals

    • Multi-family dwellings (e.g., duplexes, apartment buildings)

    • Commercial properties (e.g., office spaces, retail units)

    • Vacant properties

    • Renovation or flip projects

    All can be insured under one convenient master policy.

  • Yes! Our policy is portfolio-based, allowing you to insure multiple properties—even in different cities or states—under a single policy. This is ideal for investors and property managers with diverse holdings.

    • Cost Savings: Consolidated premiums often mean reduced total costs.

    • Streamlined Management: One renewal date, one point of contact, one bill.

    • Consistent Coverage: Uniform protection across all assets.

    • Scalability: Easily add or remove properties as your portfolio evolves.

  • A Commercial Package Policy typically includes:

    • Property Insurance (for physical structures and contents)

    • General Liability (slip-and-fall, third-party injury/damage claims)

    • Loss of Income / Business Interruption

    • Equipment Breakdown

    • Ordinance or Law Coverage

    • Inland Marine (for tools, materials, or equipment in transit)

    Additional coverages can be customized based on your portfolio's needs.

  • Yes, we provide specialized coverage options for vacant, foreclosed, or bank-owned properties—often excluded by standard insurers. This includes protections against vandalism, weather damage, and liability risks.

  • Absolutely. Our policy is designed to grow with you. You can add or remove properties, update valuations, or adjust coverage as your portfolio changes.

  • All properties are insured under one master policy, but claims are handled per property. This allows for efficient processing while maintaining a comprehensive overview of your entire portfolio.

  • We currently operate in Ohio, Kentucky, Tennessee, Pennsylvania, Michigan, Indiana, Illinois, Minnesota, Mississippi, Missouri, Arizona, Arkansas, Georgia, North Carolina, and Texas